Services > SpeciTec AI Lab – Innovation Hub
SpeciTec AI Lab – Innovation Hub
Rethink what’s possible in Private Banking.
Where Innovation Meets Regulation
The SpeciTec AI Lab is your safe space to push boundaries — responsibly. We provide a structured, compliant innovation hub where private banks can experiment with transformative AI technologies without compromising on data protection, infrastructure security, or regulatory integrity.
Areas of Exploration
Predictive credit risk analytics using private datasets
Agentic task redistribution to resolve breach list backlogs
AI-augmented KYC reviews that go beyond OCR bottlenecks
Accelerated core migrations — from months to weeks
AI-powered management of cross-border regulatory matrices
How It Works
Discovery
Co-design real use cases with your business, risk, and compliance teams.
Experimentation
Access secure test environments and sandboxed AI components to validate your ideas.
Deployment
We help you scale from MVP to production, ensuring explainability, performance, and audit-readiness.
Why Partner with SpeciTec
20+ years of innovation in Private Banking technology
AI research aligned with real-world regulatory frameworks
Built-in safeguards: explainability, transparency, and data security
Frequently asked questions
What is the SpeciTec AI Lab?
The SpeciTec AI Lab is a secure, compliant innovation hub where private banks can explore, test, and deploy AI-driven solutions. It’s designed to support real-world banking use cases such as credit risk analytics, cross-border regulation management, and AI-powered onboarding optimization.
Is the AI Lab compliant with banking regulations like FINMA and MROS?
Yes. The SpeciTec AI Lab ensures that all experiments and AI deployments meet the requirements of FINMA, MROS, and other regulatory bodies. Each model is developed in a transparent, auditable, and secure infrastructure environment.
Which AI use cases can be explored in the SpeciTec AI Lab?
The Lab supports a wide range of use cases, including RAG for onboarding processes, agentic AI for breach list management, AI-assisted KYC reviews, and advanced segmentation for portfolio steering. Each use case is developed with compliance and operational scalability in mind.
How does SpeciTec ensure the safety and explainability of AI models?
SpeciTec applies strict governance across all AI initiatives — from sandboxed development environments and version control to embedded explainability features. All prototypes undergo review with internal compliance and IT security teams to ensure full auditability.
Who can propose a use case for the SpeciTec AI Lab?
Any private bank partnering with SpeciTec can propose a use case. Innovation leads, compliance teams, and digital transformation managers are encouraged to collaborate with our experts to define, test, and scale AI-driven solutions securely.