Agentic AI co-pilots, designed for private banking.
We help private banks identify, prototype, deploy and govern AI agents that work alongside their teams — securely, transparently and on-premise when required.
We help private banks identify, prototype, deploy and govern AI agents that work alongside their teams — securely, transparently and on-premise when required.
The SpeciCRED Co-pilot Suite.
Seven production-grade agents already running in our AI Agents Control Center for private banks — configured, monitored and audited from a single pane of glass. Live updates, full audit trail, human-in-the-loop where it matters.
Co-pilots in suite
7
Production-ready
Suite success rate
95.7%
Across all agents
Decision time saved
−65%
On credit committee prep
Audit trail coverage
100%
Every action traceable
- Critical
Credit File Analyst
Health check on every credit file
Performs a full health check on each credit file — required documentation, portfolio composition, client history, risk scoring and context analysis — and outputs an indicative approval trend for the credit committee.
- Triggers
- New credit file submittedFile updatePre-committee review
- Actions
- Check required documentsScore portfolio & historyRun context analysisSuggest approval trend
96.4% success38s avg - Critical
Breach Analyst
Liquidity analysis and action recommendation
On every breach, runs a liquidity analysis and explains the situation. Recommends the most relevant action — margin call, capital injection request, portfolio reallocation, risk acceptance or legal intervention — with the supporting documentation attached.
- Triggers
- LTV breachCovenant breachLiquidity threshold crossed
- Actions
- Run liquidity analysisRecommend margin callRecommend capital injectionRecommend reallocationRoute to legal
94.2% success28s avgHuman-in-loop - High
Market Risk Analyst
Stress tests ready to activate
On a topic given by the credit risk officer, structures stress test scenarios that take into account each client's actual data and delivers them ready to activate in SpeciCRED.
- Triggers
- Risk officer promptMarket regime shiftPeriodic stress cycle
- Actions
- Structure scenarioInject client dataValidate calibrationDeliver ready-to-run pack
97.1% success90s avg - High
Termsheets Analyst
Lending suggestion — yes, no, how much
Reads any termsheet and checks it against your credit policy, the observation period and your existing book — then issues a clear lending suggestion (yes / no / how much) with the supporting rationale.
- Triggers
- New termsheet receivedLending requestRe-evaluation cycle
- Actions
- Parse product descriptionCheck observation periodCheck credit policyBenchmark vs bookSuggest lending amount
95.8% success22s avg - Normal
Credit Ops Co-pilot
Mass processing of simple credit files
Handles the 80% of simple, non-strategic credit files — facilities under CHF 2M, Pool 4 clients, retail-like profiles — by analysing the data in bulk and drafting comments and documents ready to be sent.
- Triggers
- Facility under CHF 2MPool 4 clientRetail-like profile
- Actions
- Run mass analysisDraft commentsPre-fill documentsQueue for dispatch
92.3% success6s avg - Normal
Reports & Dashboard Generator
SSRS reports on demand, built on Trajan
Generates SSRS reports and dashboards on demand from all existing data — built on the same foundations as the Trajan chatbot — and delivers them to analysts and decision-makers.
- Triggers
- On-demand requestScheduled runCommittee preparation
- Actions
- Query dataRender SSRS reportBuild dashboardDistribute pack
99.4% success18s avg - High
Derivatives Strategist
Option strategies, both legs analysed
Manages option strategies — Accu/Deco, TARF, Strangle — by analysing both legs of the structure and suggesting whether to increase or decrease the risk exposure.
- Triggers
- New option structureStrategy re-balanceRisk threshold drift
- Actions
- Decompose both legsAnalyse Accu/DecoAnalyse TARFAnalyse StrangleSuggest risk adjustment
93.5% success14s avg
AI Agents Control Center
Configure, monitor and audit every agent — from a single console.
Live updates, exportable audit log, granular RBAC and a pending-review queue keep your operations team and your second line of defense in control at all times.
The SpeciVIM Co-pilot Suite.
Eight production-grade compliance agents already running inside our private banking clients' AI Agents Control Center — from KYC onboarding to SAR drafting. Configured, monitored and audited from a single pane of glass, deployed on-premise, with human-in-the-loop where regulation demands it.
Co-pilots in suite
8
Production-ready
Suite success rate
96.7%
Across all agents
False positive reduction
−68%
On AML & sanctions alerts
Audit trail coverage
100%
Every action traceable
- High
KYC Onboarding Co-pilot
Straight-through client onboarding
Ingests onboarding files, extracts identity and beneficial-owner data, and produces a risk-based score ready for compliance officer review.
- Triggers
- New client fileUpdated KYC packRe-onboarding cycle
- Actions
- Extract entitiesScore risk profilePre-fill KYC formRoute to officer
97.4% success32.1s avg - Critical
Source of Wealth Analyzer
On-prem AI for unstructured documents
Securely structures Source of Wealth and Source of Funds evidence — tax returns, sale contracts, statements — with full provenance and citations.
- Triggers
- SoW document uploadPeriodic SoW refreshRM evidence request
- Actions
- Classify documentExtract amounts & datesCross-check narrativeFlag inconsistencies
94.2% success18.7s avgHuman-in-loop - Critical
Sanctions & PEP Screening
Continuous list re-screening
Re-screens the entire client and counterparty book against updated sanctions, PEP and watchlist feeds — with intelligent name-matching to cut false positives.
- Triggers
- List update publishedNew counterparty addedDaily refresh 04:00 UTC
- Actions
- Match candidatesFilter false positivesOpen caseEscalate true hits
99.6% success4.1s avg - High
Adverse Media Watchdog
Real-time negative news monitoring
Continuously scans global media in multiple languages for adverse coverage of clients and connected parties — with relevance scoring and source citations.
- Triggers
- New article ingestedDaily client sweepManual lookup
- Actions
- Score relevanceTranslate snippetAttach to client fileNotify compliance
92.8% success6.3s avg - Critical
AML Transaction Monitor
Behavior-based anomaly detection
Watches transaction patterns against each client's expected profile and flags deviations — outpacing static rule engines with far fewer false positives.
- Triggers
- Transaction postedProfile drift detectedThreshold exceeded
- Actions
- Score anomalyCluster related flowsOpen alertNotify investigator
96.1% success3.2s avg - Normal
Periodic Review Orchestrator
Hands-off review scheduling
Schedules and pre-fills periodic client reviews based on risk class, surfacing changes since the last cycle so officers focus only on what matters.
- Triggers
- Review dueRisk reclassificationMaterial change detected
- Actions
- Pull updated dataPre-fill review fileAssign reviewerTrack completion
98.9% success22.5s avg - High
Regulatory Reporting Compiler
Audit-ready reports in minutes
Compiles MiFID II, LSFin, FATCA / CRS, GoAML and SRD II reports directly from your operational data — with validations and template-aware formatting.
- Triggers
- Reporting period closeRegulator requestData refresh
- Actions
- Aggregate dataRun validationsRender templateFile via channel
100% success240s avg - High
SAR / STR Drafting Assistant
Defensible drafts, with human approval
Drafts Suspicious Activity / Transaction Reports with cited evidence and a recommended narrative. Every output is queued for compliance officer review before filing.
- Triggers
- Investigation case openedEscalation from AML MonitorMLRO request
- Actions
- Draft narrativeCite supporting flowsAttach evidenceRoute to MLRO
94.3% success28.6s avgHuman-in-loop
AI Agents Control Center
Configure, monitor and audit every compliance agent — from a single console.
Live updates, exportable audit log, granular RBAC and a pending-review queue keep your MLRO and your second line of defense in control at all times — with no client data ever leaving the bank.
Scope calculator
Size your SpeciCRED AI engagement.
Tell us about your bank profile and we will recommend an engagement tier, the right deployment posture and the level of governance to plan for. No prices — those are quoted privately by our Talent team after a discovery call.
How it works
From discovery to bank-wide rollout, in four steps.
Built around the way banks adopt technology — piloted privately, validated against real metrics, then scaled with the change management Talent consultants are known for.
Step 01
Discovery
An Talent consultant runs a scoping workshop with your business owners — identifying the right co-pilot, the data we will plug into and the success metrics.
Step 02
Pilot
We deploy on-premise inside your environment and connect to your systems through MCP servers (Model Context Protocol) — the same standard used to integrate SpeciCRED, SpeciVIM and your core banking — shipping a working co-pilot in 6–10 weeks under human-in-the-loop validation.
Step 03
Scale
Once measured value is confirmed, we extend across departments, add co-pilots, hand over to your IT and structure long-term governance with the AI Lab.
Step 04
Run
Quarterly model and prompt reviews, regulatory monitoring, FINMA evidence pack and an embedded Talent engagement manager keeping the platform aligned with your strategy.
Outcomes
Measured impact, role by role.
Indicative results observed across our pilot programs in private banks. We measure the same KPIs in your environment before any commitment to scale.
- Compliance officers
−60%
time per Source-of-Wealth file
KYC Co-pilot structures unstructured documents, drafts the SoW narrative and pre-fills SpeciVIM workflows under reviewer validation.
- Credit officers
3×
faster Lombard credit memos
Credit Co-pilot synthesizes positions, collateral and policy on top of SpeciCRED data — drafting memos that an analyst only needs to review.
- Relationship managers
+20%
client meetings prepared in advance
RM Co-pilot pre-briefs every meeting, drafts follow-ups and surfaces commercial opportunities grounded in the bank's data.
- Operations & IT
−40%
L1/L2 ticket triage effort
Operations Co-pilot routes, summarizes and resolves common middle and back-office tickets with full audit trail.
Pricing
Engagement models built for banks.
Pricing is structured around scope, deployment posture and SLA — quoted privately after a discovery workshop with our Talent team. All tiers are denominated in CHF or EUR and include the relevant FINMA evidence pack.
Pilot
Validate value in one workflow.
Banks running a focused proof of value with one business owner.
On request
90-day pilot agreement
- 1 co-pilot, 1 workflow
- Up to 25 active users
- Plugged into SpeciCRED, SpeciVIM or Mobile Banking
- Embedded Talent consultant during the pilot
- Hosted LLM, on-premise inference
- Best-effort support, business hours
Scale
Roll out across a department.
Banks expanding to multiple co-pilots and 100+ users after a successful pilot.
On request
Annual contract, billed yearly
- Up to 3 active co-pilots
- Up to 250 active users
- Custom integrations to your core banking systems
- Dedicated AI Lab squad + Talent engagement manager
- Customer-hosted LLM optional (BYOLLM)
- 99.9% SLA, business hours with on-call
- Quarterly model & prompt review
Enterprise
A bank-wide co-pilot platform.
Tier-1 private banks running co-pilots as a regulated, cross-functional capability.
On request
Multi-year framework agreement
- Unlimited co-pilots and users
- Air-gapped, fully on-premise deployment
- BYOLLM with customer-hosted models
- Co-pilot factory — build your own under our governance
- Dedicated AI Lab squad + named Talent Partner
- 99.95% SLA, 24/7, dedicated TAM
- Comprehensive FINMA & audit evidence pack
Indicative engagement models. Final pricing is tailored after a scoping workshop with our Talent team and aligned with your procurement process.
Compare engagement levels
Built for procurement, audit and IT security.
We support DDQs, RFPs and custom MSAs at every level. Each row below is detailed in our private commercial pack on request.
| Capability | Pilot | Scale | Enterprise |
|---|---|---|---|
| Capacity & scope | |||
| Active co-pilots | 1 | Up to 3 | Unlimited |
| End users | Up to 25 | Up to 250 | Unlimited |
| Use cases covered | 1 workflow | Departmental | Bank-wide |
| Integrations | |||
| SpeciCRED, SpeciVIM, Mobile Banking | Included | Included | Included |
| Core banking (Avaloq, OLYMPIC, Temenos, FNZ, Finnova) | Not included | Included | Included |
| Custom internal systems (CRM, ECM, ERP) | Not included | Up to 2 | Unlimited |
| Bring Your Own LLM (BYOLLM) | Hosted only | Optional | Customer-hosted |
| Deployment & security | |||
| On-premise / private cloud | Included | Included | Included |
| Air-gapped deployment | Not included | On request | Included |
| Data residency control | Standard | Customer | Customer |
| Penetration test cadence | Pilot scope | Annual | Quarterly |
| FINMA & audit evidence pack | Standard | Extended | Comprehensive |
| Service & support | |||
| Talent consultant | Embedded during pilot | Engagement manager | Named Partner |
| AI Lab squad | Shared | Dedicated | Dedicated + named TAM |
| SLA | Best-effort | 99.9% | 99.95% + 24/7 |
| Quarterly review | Not included | Included | Monthly |
| Co-pilot factory | Not included | Not included | Included |
| Commercial | |||
| Term | 90 days | Annual | Multi-year |
| Billing | One-off + success fee | Annual subscription | Multi-year subscription |
| Procurement support | Standard | DDQ + RFP | DDQ + RFP + custom MSA |
Need a side-by-side ROI model for your CFO? We share it under NDA after a discovery call.
Request the commercial pack →Security & compliance
Banking-grade controls, by design.
The SpeciTec AI Lab inherits the security posture of our platform — the same one already trusted by Swiss private banks for credit and compliance.
On-premise by default
Inference runs inside your environment — private cloud, virtual private network or fully air-gapped data centers.
Bring Your Own LLM
Run your chosen models hosted by you. We integrate with Azure OpenAI, AWS Bedrock or fully self-hosted open-weights models.
Full auditability
Every prompt, retrieval and action is logged with the same audit posture as our platform — ready for FINMA, internal audit and external auditors.
RBAC & data zoning
Role-based access aligned to your existing entitlements. Co-pilots only see what the requesting user is already allowed to see.
Data residency
Customer-controlled data residency, with deployments hosted in Switzerland, the EU or your jurisdiction of choice.
Banking-grade SDLC
Penetration testing, SAST/DAST, model evaluation and red-team exercises baked into every release of the AI Lab.
FAQ
Frequently asked questions.
Quick answers to the questions we hear most often. Need more detail? Our team is one message away.
Let's identify the agent that moves your needle.
A 30-minute discovery call to share what we are seeing across the industry and explore where AI can deliver measurable value for your bank.
