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Credit, Risk Monitoring & Application for Private Banking

Optimize Credit Operations Across All Asset Classes.

The Industry Standard for Credit Monitoring

Private banks require precision, discretion, and speed. That’s why we created SpeciCRED, a powerful credit, risk monitoring, and application solution purpose-built for the complexities of private banking.

Whether you operate in a single jurisdiction or manage cross-border client portfolios, SpeciCRED empowers your team with real-time credit risk insights, advanced decision automation, and streamlined credit workflows.

Smart monitoring, Delivered On-Premise.

SpeciCRED is more than a monitoring tool — It anticipates credit risks, identifies optimization opportunities, and triggers smart alerts before thresholds are breached. With no data leaving your environment, private banks gain real-time decision support and proactive risk control — without compromising confidentiality or compliance.

Why Leading Private Banks Choose SpeciCRED

Private Banking Expertise

Built with deep knowledge of the unique requirements of private banks and their clients.

Flexible & Scalable

Easily adapts to your existing core banking system and future-proofs your credit operations. Always stay ahead with live valuation updates, threshold checks, and automated alerts.

Proven Track Record

SpeciCRED is recognized by leading financial institutions as a trusted solution for Lombard credit monitoring.

API-Driven Architecture

Seamlessly integrates with your ecosystem, ensuring maximum flexibility and security

Key Features of SpeciCRED

In-Time Risk Monitoring

Monitor pledged assets, dynamic allocation, loan-to-value ratios, and risk thresholds across all asset classes.

Automated Margin Call Management

Trigger margin calls and notifications automatically when collateral values fluctuate beyond configured thresholds.

Seamless Integration

Compatible with all major core banking systems. SpeciTec has integration specialists and ready-made interfaces to skip the usual integration hurdle.

Advanced Reporting and Analytics

Generate comprehensive reports for risk officers, relationship managers, and compliance teams at the click of a button.

Configurable Credit Rules

Set and manage credit rules easily to match your institution’s specific risk appetite and regulatory obligations.

Full Lifecycle Management

Support for the full credit lifecycle, from onboarding and credit approvals to ongoing collateral monitoring and loan management.

Frequently asked questions

Explore our FAQs to learn how SpeciCRED supports credit, risk monitoring, and application workflows in private banking and wealth management. Still have questions? Don’t hesitate to contact us — we’re here to support you.

What is a credit, risk monitoring, and application platform for private banks?
A credit, risk monitoring, and application platform helps private banks manage secured and unsecured credit more effectively. It enables real-time tracking of collateral values, automates credit workflows, and improves lending decisions across various asset types including mortgages, crypto assets, and illiquid investments. Solutions like SpeciCRED offer an all-in-one framework to streamline credit operations while reducing risk exposure.
Private banks serve clients with complex, multi-asset portfolios and demand high precision in credit management. A specialized solution such as SpeciCRED is designed to meet the unique challenges of wealth management by automating decision-making, monitoring collateral in real time, minimizing compliance risk, and delivering a faster, more transparent credit application process.

SpeciCRED supports seamless integration with leading core banking systems, including a certified connection with Temenos Transact through the Temenos Exchange. Its API-first architecture ensures fast deployment and compatibility with existing infrastructures, allowing private banks to modernize credit operations without interrupting daily activities.

SpeciCRED empowers private banks with a modern credit, risk monitoring, and application platform that includes:

  • Real-time credit risk monitoring and collateral valuation
  • Automated margin call and compliance workflows
  • Configurable credit policies and decision rules
  • Advanced credit portfolio reporting and analytics

By reducing manual workloads and increasing visibility across the lending book, SpeciCRED enhances efficiency and delivers a superior client experience in the wealth management space.

Experience a Smarter Way to Manage Lombard Credit

Ready to see how SpeciCRED can redefine Lombard credit monitoring in your private bank?