Compliance & Risk Management Platform for Private Banks
SpeciVIM streamlines KYC, AML, blacklist screening and regulatory reporting for private banks — with on-premise AI structuring, cross-border compliance and CLM automation.
SpeciVIM — Compliance & Risk Management Platform for Private Banks
SpeciVIM streamlines KYC, AML, blacklist screening and regulatory reporting for private banks — with on-premise AI structuring, cross-border compliance and CLM automation.
Overview
SpeciVIM is a modular suite engineered to streamline KYC, AML, blacklist screening and regulatory reporting while preserving a seamless client experience.
The platform empowers private banks to stay ahead of regulatory complexity by combining AI-driven automation, full traceability and configurable workflows that adapt to local and global regulation.
Benefits
Automate manual workflows — replace low-value tasks with smart, automated compliance processes.
Detect risks early — mitigate compliance breaches before they become regulatory issues.
Full traceability — built-in approval chains and logs for every decision and review.
Stay regulation-ready — adapt to evolving local and global regulatory frameworks with ease.
Core capabilities
A complete compliance suite tailored for private banking operations and regulatory requirements.
Smart KYC Automation
Speeds up onboarding with automated KYC, dynamic workflows and risk-based scoring — fully compliant with AML/KYC regulations.
Know Your Transaction (KYT)
Monitors transaction patterns, flags anomalies and aligns activity with client risk profiles.
Regulatory Reporting
Automates reports for MiFID II, LSFin, CRS/FATCA, GoAML and SRD II with ready-to-use templates and validations.
Automated Periodic Reviews
Keeps client data up to date with scheduled, rule-based reviews and real-time risk reassessment.
Cross-Border Compliance
Tracks RM activity across jurisdictions with digital pre-approvals and automated restriction checks.
On-Premise AI Structuring
Securely processes unstructured data like Source of Wealth documents and PDFs for instant risk scoring and compliance workflows without leaving the bank perimeter.
Real-Time AML Monitoring
Detects suspicious activity instantly with AI-driven transaction analysis and behavior-based alerts.
Trade Finance Compliance
Screens trade documents and detects risks such as sanctioned parties or restricted goods.
Seamless integration
SpeciTec's modular platform integrates with core banking systems, CRM, KYC, compliance and credit infrastructure through an open API architecture for fast, secure interoperability.
Avaloq
AZQORE
OLYMPIC
FNZG2
Temenos
Finnova
Custom
Flagship suite — Powered by SpeciVIM
The SpeciVIM Co-pilot Suite contains eight production-grade compliance agents already running inside private banking clients' AI Agents Control Center. Agents are configured, monitored and audited from a single console, deployed on-premise, with human-in-the-loop where regulation demands it.
Co-pilots in suite: 8 production-ready agents
Suite success rate: 96.7% across all agents
False positive reduction: −68% on AML & sanctions alerts
Audit trail coverage: 100% — every action traceable
KYC Onboarding Co-pilot
Straight-through client onboarding: ingests onboarding files, extracts identity and beneficial-owner data, and produces a risk-based score ready for compliance officer review.
Triggers: New client file, Updated KYC pack, Re-onboarding cycle
Actions: Extract entities, Score risk profile, Pre-fill KYC form, Route to officer
97.4% success — 32.1s average processing time.
Source of Wealth Analyzer
On-prem AI that securely structures Source of Wealth and Source of Funds evidence (tax returns, sale contracts, statements) with provenance and citations.
Triggers: SoW document upload, Periodic SoW refresh, RM evidence request
Actions: Classify document, Extract amounts & dates, Cross-check narrative, Flag inconsistencies
94.2% success — 18.7s avg. Human-in-loop where required.
Sanctions & PEP Screening
Continuous re-screening of clients and counterparties against sanctions, PEP and watchlist feeds with intelligent name-matching to reduce false positives.
Triggers: List update published, New counterparty added, Daily refresh 04:00 UTC
Actions: Match candidates, Filter false positives, Open case, Escalate true hits
99.6% success — 4.1s avg.
Adverse Media Watchdog
Real-time negative news monitoring across multiple languages with relevance scoring and source citations.
Triggers: New article ingested, Daily client sweep, Manual lookup
Actions: Score relevance, Translate snippet, Attach to client file, Notify compliance
92.8% success — 6.3s avg.
AML Transaction Monitor
Behavior-based anomaly detection that watches transaction patterns against each client's expected profile and flags deviations, reducing false positives compared with static rule engines.
Triggers: Transaction posted, Profile drift detected, Threshold exceeded
Actions: Score anomaly, Cluster related flows, Open alert, Notify investigator
96.1% success — 3.2s avg.
Periodic Review Orchestrator
Schedules and pre-fills periodic client reviews based on risk class, surfacing changes since the last cycle so officers focus only on material changes.
Triggers: Review due, Risk reclassification, Material change detected
Actions: Pull updated data, Pre-fill review file, Assign reviewer, Track completion
98.9% success — 22.5s avg.
Regulatory Reporting Compiler
Compiles audit-ready reports for MiFID II, LSFin, FATCA / CRS, GoAML and SRD II directly from operational data, with validations and template-aware formatting.
Triggers: Reporting period close, Regulator request, Data refresh
Actions: Aggregate data, Run validations, Render template, File via channel
100% success — 240s avg.
SAR / STR Drafting Assistant
Drafts Suspicious Activity / Transaction Reports with cited evidence and a recommended narrative; every output is queued for compliance officer review before filing.
Triggers: Investigation case opened, Escalation from AML Monitor, MLRO request
Actions: Draft narrative, Cite supporting flows, Attach evidence, Route to MLRO
94.3% success — 28.6s avg. Human-in-loop for final approval.
AI Agents Control Center
Configure, monitor and audit every compliance agent from a single console. Live updates, exportable audit logs, granular RBAC and a pending-review queue keep MLROs and second-line teams in control, with no client data leaving the bank.
Engagement levels & deployment
Use the scope calculator to size your SpeciVIM AI engagement. SpeciTec recommends an engagement tier, deployment posture and governance level after a discovery call; pricing is quoted privately.
Agents typically scoped for first deployment:
KYC Onboarding Co-pilot (critical)
Source of Wealth Analyzer (high)
Sanctions & PEP Screening (critical)
Adverse Media Watchdog (high)
AML Transaction Monitor (critical)
Periodic Review Orchestrator (normal)
Regulatory Reporting Compiler (high)
SAR / STR Drafting Assistant (high)
Assets under management (used to gauge deployment scale):
Under CHF 1B — Boutique or single-family-office desk
CHF 1–10B — Mid-size private bank
CHF 10–50B — Established private banking franchise
CHF 50B+ — Tier-1 wealth manager / multi-region
Front-line and compliance users: Relationship managers, client onboarding officers, KYC analysts, AML and compliance teams, plus portfolio managers working alongside SpeciVIM agents.
Deployment posture options:
Public cloud — Managed by SpeciTec on Swiss-region public cloud
Private cloud — Dedicated tenant inside your VPC or sovereign cloud
On-premise — Inside your data centre, no client data leaves your perimeter
Air-gapped — Fully isolated, no external LLM connectivity
Applicable regulators (examples to pick in scope):
FINMA (CH)
MAS (SG)
MFSA (MT)
BaFin (DE)
FCA (UK)
Other
FAQ
What is the most effective way for private banks to automate compliance workflows?
How does SpeciVIM help reduce false positives in AML monitoring?
Why choose on-premise AI for compliance in private banking?
What is the impact of digital KYC on onboarding efficiency?
Contact
Built for private banking — SpeciVIM solutions are designed specifically for the sector.
Talk to an expert and discover how SpeciVIM can streamline KYC, AML and regulatory reporting in your bank: Talk to an expert.
Learn more about related products: Discover SpeciCRED or About SpeciVIM.
