Compliance & Risk Management
Empowering private banks to stay ahead of regulatory complexity.
A modular suite engineered to streamline KYC, AML, blacklist screening and regulatory reporting — while preserving a seamless client experience.
Benefits
Compliance that scales with your business.
Automate manual workflows
Replace low-value tasks with smart, automated compliance processes.
Detect risks early
Mitigate compliance breaches before they become regulatory issues.
Full traceability
Built-in approval chains and logs for every decision and review.
Stay regulation-ready
Adapt to evolving local and global regulatory frameworks with ease.
Core capabilities
A complete compliance suite for private banking.
Smart KYC Automation
Speed up onboarding with automated KYC, dynamic workflows and risk-based scoring — fully compliant with AML/KYC regulations.
Know Your Transaction (KYT)
Monitor transaction patterns, flag anomalies and align activity with client risk profiles.
Regulatory Reporting
Automate reports for MiFID II, LSFin, CRS/FATCA, GoAML and SRD II with ready-to-use templates.
Automated Periodic Reviews
Keep client data up to date with scheduled, rule-based reviews and real-time risk reassessment.
Cross-Border Compliance
Track RM activity across jurisdictions with digital pre-approvals and automated restriction checks.
On-Premise AI Structuring
Securely process unstructured data like Source of Wealth and PDFs for instant risk scoring and compliance workflows.
Real-Time AML Monitoring
Detect suspicious activity instantly with AI-driven transaction analysis and behavior-based alerts.
Trade Finance Compliance
Screen trade documents and detect risks like sanctioned parties or restricted goods.
Seamless integration
Built for your private banking ecosystem.
SpeciTec's modular platform integrates effortlessly with your core banking systems, CRM, KYC, compliance and credit infrastructure — through a robust open API architecture for fast, secure interoperability.
The SpeciVIM Co-pilot Suite.
Eight production-grade compliance agents already running inside our private banking clients' AI Agents Control Center — from KYC onboarding to SAR drafting. Configured, monitored and audited from a single pane of glass, deployed on-premise, with human-in-the-loop where regulation demands it.
Co-pilots in suite
8
Production-ready
Suite success rate
96.7%
Across all agents
False positive reduction
−68%
On AML & sanctions alerts
Audit trail coverage
100%
Every action traceable
- High
KYC Onboarding Co-pilot
Straight-through client onboarding
Ingests onboarding files, extracts identity and beneficial-owner data, and produces a risk-based score ready for compliance officer review.
- Triggers
- New client fileUpdated KYC packRe-onboarding cycle
- Actions
- Extract entitiesScore risk profilePre-fill KYC formRoute to officer
97.4% success32.1s avg - Critical
Source of Wealth Analyzer
On-prem AI for unstructured documents
Securely structures Source of Wealth and Source of Funds evidence — tax returns, sale contracts, statements — with full provenance and citations.
- Triggers
- SoW document uploadPeriodic SoW refreshRM evidence request
- Actions
- Classify documentExtract amounts & datesCross-check narrativeFlag inconsistencies
94.2% success18.7s avgHuman-in-loop - Critical
Sanctions & PEP Screening
Continuous list re-screening
Re-screens the entire client and counterparty book against updated sanctions, PEP and watchlist feeds — with intelligent name-matching to cut false positives.
- Triggers
- List update publishedNew counterparty addedDaily refresh 04:00 UTC
- Actions
- Match candidatesFilter false positivesOpen caseEscalate true hits
99.6% success4.1s avg - High
Adverse Media Watchdog
Real-time negative news monitoring
Continuously scans global media in multiple languages for adverse coverage of clients and connected parties — with relevance scoring and source citations.
- Triggers
- New article ingestedDaily client sweepManual lookup
- Actions
- Score relevanceTranslate snippetAttach to client fileNotify compliance
92.8% success6.3s avg - Critical
AML Transaction Monitor
Behavior-based anomaly detection
Watches transaction patterns against each client's expected profile and flags deviations — outpacing static rule engines with far fewer false positives.
- Triggers
- Transaction postedProfile drift detectedThreshold exceeded
- Actions
- Score anomalyCluster related flowsOpen alertNotify investigator
96.1% success3.2s avg - Normal
Periodic Review Orchestrator
Hands-off review scheduling
Schedules and pre-fills periodic client reviews based on risk class, surfacing changes since the last cycle so officers focus only on what matters.
- Triggers
- Review dueRisk reclassificationMaterial change detected
- Actions
- Pull updated dataPre-fill review fileAssign reviewerTrack completion
98.9% success22.5s avg - High
Regulatory Reporting Compiler
Audit-ready reports in minutes
Compiles MiFID II, LSFin, FATCA / CRS, GoAML and SRD II reports directly from your operational data — with validations and template-aware formatting.
- Triggers
- Reporting period closeRegulator requestData refresh
- Actions
- Aggregate dataRun validationsRender templateFile via channel
100% success240s avg - High
SAR / STR Drafting Assistant
Defensible drafts, with human approval
Drafts Suspicious Activity / Transaction Reports with cited evidence and a recommended narrative. Every output is queued for compliance officer review before filing.
- Triggers
- Investigation case openedEscalation from AML MonitorMLRO request
- Actions
- Draft narrativeCite supporting flowsAttach evidenceRoute to MLRO
94.3% success28.6s avgHuman-in-loop
AI Agents Control Center
Configure, monitor and audit every compliance agent — from a single console.
Live updates, exportable audit log, granular RBAC and a pending-review queue keep your MLRO and your second line of defense in control at all times — with no client data ever leaving the bank.
Scope calculator
Size your SpeciVIM AI engagement.
Tell us about your bank profile and we will recommend an engagement tier, the right deployment posture and the level of governance to plan for. No prices — those are quoted privately by our LSE team after a discovery call.
FAQ
Frequently asked questions
Our solutions aren't adapted to banking — they're built for it.
Talk to an expert and discover how SpeciVIM can streamline KYC, AML and regulatory reporting in your bank.
