Agentic AI co-pilots, designed for private banking.
We help private banks identify, prototype, deploy and govern AI agents that work alongside their teams — securely, transparently and on-premise when required.
We help private banks identify, prototype, deploy and govern AI agents that work alongside their teams — securely, transparently and on-premise when required.
The SpeciCRED Co-pilot Suite.
Seven production-grade agents already running inside our private banking clients' AI Agents Control Center — configured, monitored and audited from a single pane of glass. Live updates, full audit trail, human-in-the-loop where it matters.
Co-pilots in suite
7
Production-ready
Suite success rate
95.7%
Across all agents
Decision time saved
−65%
On credit committee prep
Audit trail coverage
100%
Every action traceable
- Critical
LTV Monitor
Continuous loan-to-value oversight
Continuously monitors LTV levels across all client portfolios and triggers alerts the moment configured thresholds are breached.
- Triggers
- LTV > 70%LTV change > 5%Collateral value drop > 10%
- Actions
- Send alertUpdate dashboardNotify RMCreate task
99.8% success2.3s avg - High
Credit Underwriting Assistant
Faster, defensible credit decisions
Assists credit officers with credit request analysis, document verification and risk assessment scoring across the application file.
- Triggers
- New credit requestFile updateRe-underwriting cycle
- Actions
- Score applicationFlag inconsistenciesDraft credit memoPre-fill committee pack
96.7% success45.2s avg - High
Covenant Monitor
Predictive covenant compliance
Tracks covenant compliance across all facilities and predicts potential breaches before they materialize on the books.
- Triggers
- Covenant test dueThreshold drift detectedMarket data update
- Actions
- Run compliance testForecast breach probabilityNotify credit riskOpen case
100% success120.5s avg - Normal
Collection Workflow
Hands-off collection orchestration
Manages collection processes for overdue facilities and margin calls, orchestrating outreach across the right channels and teams.
- Triggers
- Overdue facilityMargin call issuedCure period expiry
- Actions
- Send noticeEscalate to RMSchedule callLog interaction
82.1% success180s avg - Normal
Daily Risk Report
Management-ready risk pack
Generates a comprehensive daily risk report for management review — top exposures, threshold breaches, action items and trend deltas.
- Triggers
- Daily 06:00 UTCAd-hoc requestEnd-of-period close
- Actions
- Compile reportRender PDFDistribute to committeeArchive in audit trail
100% success300s avg - Normal
Document Processor
AI-powered intake & validation
Automatically extracts and validates data from uploaded documents — financials, valuations, KYC files — with full provenance.
- Triggers
- Document uploadWatch folder eventAPI ingestion
- Actions
- Extract fieldsValidate against rulesFlag missing dataPush to SpeciCRED
98.1% success8.5s avg - High
Breach Justification Assistant
Defensible justifications, with human approval
Generates contextual justification proposals for breach cases. Every output is queued for human review before it is committed to the file.
- Triggers
- Threshold breach detectedManual case openedEscalation from LTV Monitor
- Actions
- Draft justificationCite supporting dataRoute to credit officerRecord decision
93.1% success12.4s avgHuman-in-loop
AI Agents Control Center
Configure, monitor and audit every agent — from a single console.
Live updates, exportable audit log, granular RBAC and a pending-review queue keep your operations team and your second line of defense in control at all times.
The SpeciVIM Co-pilot Suite.
Eight production-grade compliance agents already running inside our private banking clients' AI Agents Control Center — from KYC onboarding to SAR drafting. Configured, monitored and audited from a single pane of glass, deployed on-premise, with human-in-the-loop where regulation demands it.
Co-pilots in suite
8
Production-ready
Suite success rate
96.7%
Across all agents
False positive reduction
−68%
On AML & sanctions alerts
Audit trail coverage
100%
Every action traceable
- High
KYC Onboarding Co-pilot
Straight-through client onboarding
Ingests onboarding files, extracts identity and beneficial-owner data, and produces a risk-based score ready for compliance officer review.
- Triggers
- New client fileUpdated KYC packRe-onboarding cycle
- Actions
- Extract entitiesScore risk profilePre-fill KYC formRoute to officer
97.4% success32.1s avg - Critical
Source of Wealth Analyzer
On-prem AI for unstructured documents
Securely structures Source of Wealth and Source of Funds evidence — tax returns, sale contracts, statements — with full provenance and citations.
- Triggers
- SoW document uploadPeriodic SoW refreshRM evidence request
- Actions
- Classify documentExtract amounts & datesCross-check narrativeFlag inconsistencies
94.2% success18.7s avgHuman-in-loop - Critical
Sanctions & PEP Screening
Continuous list re-screening
Re-screens the entire client and counterparty book against updated sanctions, PEP and watchlist feeds — with intelligent name-matching to cut false positives.
- Triggers
- List update publishedNew counterparty addedDaily refresh 04:00 UTC
- Actions
- Match candidatesFilter false positivesOpen caseEscalate true hits
99.6% success4.1s avg - High
Adverse Media Watchdog
Real-time negative news monitoring
Continuously scans global media in multiple languages for adverse coverage of clients and connected parties — with relevance scoring and source citations.
- Triggers
- New article ingestedDaily client sweepManual lookup
- Actions
- Score relevanceTranslate snippetAttach to client fileNotify compliance
92.8% success6.3s avg - Critical
AML Transaction Monitor
Behavior-based anomaly detection
Watches transaction patterns against each client's expected profile and flags deviations — outpacing static rule engines with far fewer false positives.
- Triggers
- Transaction postedProfile drift detectedThreshold exceeded
- Actions
- Score anomalyCluster related flowsOpen alertNotify investigator
96.1% success3.2s avg - Normal
Periodic Review Orchestrator
Hands-off review scheduling
Schedules and pre-fills periodic client reviews based on risk class, surfacing changes since the last cycle so officers focus only on what matters.
- Triggers
- Review dueRisk reclassificationMaterial change detected
- Actions
- Pull updated dataPre-fill review fileAssign reviewerTrack completion
98.9% success22.5s avg - High
Regulatory Reporting Compiler
Audit-ready reports in minutes
Compiles MiFID II, LSFin, FATCA / CRS, GoAML and SRD II reports directly from your operational data — with validations and template-aware formatting.
- Triggers
- Reporting period closeRegulator requestData refresh
- Actions
- Aggregate dataRun validationsRender templateFile via channel
100% success240s avg - High
SAR / STR Drafting Assistant
Defensible drafts, with human approval
Drafts Suspicious Activity / Transaction Reports with cited evidence and a recommended narrative. Every output is queued for compliance officer review before filing.
- Triggers
- Investigation case openedEscalation from AML MonitorMLRO request
- Actions
- Draft narrativeCite supporting flowsAttach evidenceRoute to MLRO
94.3% success28.6s avgHuman-in-loop
AI Agents Control Center
Configure, monitor and audit every compliance agent — from a single console.
Live updates, exportable audit log, granular RBAC and a pending-review queue keep your MLRO and your second line of defense in control at all times — with no client data ever leaving the bank.
Scope calculator
Size your SpeciCRED AI engagement.
Tell us about your bank profile and we will recommend an engagement tier, the right deployment posture and the level of governance to plan for. No prices — those are quoted privately by our LSE team after a discovery call.
How it works
From discovery to bank-wide rollout, in four steps.
Built around the way banks adopt technology — piloted privately, validated against real metrics, then scaled with the change management LSE consultants are known for.
Step 01
Discovery
An LSE consultant runs a scoping workshop with your business owners — identifying the right co-pilot, the data we will plug into and the success metrics.
Step 02
Pilot
We deploy on-premise inside your environment, connect to your systems and ship a working co-pilot in 6–10 weeks under human-in-the-loop validation.
Step 03
Scale
Once measured value is confirmed, we extend across departments, add co-pilots, hand over to your IT and structure long-term governance with the AI Lab.
Step 04
Run
Quarterly model and prompt reviews, regulatory monitoring, FINMA evidence pack and an embedded LSE engagement manager keeping the platform aligned with your strategy.
Outcomes
Measured impact, role by role.
Indicative results observed across our pilot programs in private banks. We measure the same KPIs in your environment before any commitment to scale.
- Compliance officers
−60%
time per Source-of-Wealth file
KYC Co-pilot structures unstructured documents, drafts the SoW narrative and pre-fills SpeciVIM workflows under reviewer validation.
- Credit officers
3×
faster Lombard credit memos
Credit Co-pilot synthesizes positions, collateral and policy on top of SpeciCRED data — drafting memos that an analyst only needs to review.
- Relationship managers
+20%
client meetings prepared in advance
RM Co-pilot pre-briefs every meeting, drafts follow-ups and surfaces commercial opportunities grounded in the bank's data.
- Operations & IT
−40%
L1/L2 ticket triage effort
Operations Co-pilot routes, summarizes and resolves common middle and back-office tickets with full audit trail.
Pricing
Engagement models built for banks.
Pricing is structured around scope, deployment posture and SLA — quoted privately after a discovery workshop with our LSE team. All tiers are denominated in CHF or EUR and include the relevant FINMA evidence pack.
Pilot
Validate value in one workflow.
Banks running a focused proof of value with one business owner.
On request
90-day pilot agreement
- 1 co-pilot, 1 workflow
- Up to 25 active users
- Plugged into SpeciCRED, SpeciVIM or Mobile Banking
- Embedded LSE consultant during the pilot
- Hosted LLM, on-premise inference
- Best-effort support, business hours
Scale
Roll out across a department.
Banks expanding to multiple co-pilots and 100+ users after a successful pilot.
On request
Annual contract, billed yearly
- Up to 3 active co-pilots
- Up to 250 active users
- Custom integrations to your core banking systems
- Dedicated AI Lab squad + LSE engagement manager
- Customer-hosted LLM optional (BYOLLM)
- 99.9% SLA, business hours with on-call
- Quarterly model & prompt review
Enterprise
A bank-wide co-pilot platform.
Tier-1 private banks running co-pilots as a regulated, cross-functional capability.
On request
Multi-year framework agreement
- Unlimited co-pilots and users
- Air-gapped, fully on-premise deployment
- BYOLLM with customer-hosted models
- Co-pilot factory — build your own under our governance
- Dedicated AI Lab squad + named LSE Partner
- 99.95% SLA, 24/7, dedicated TAM
- Comprehensive FINMA & audit evidence pack
Indicative engagement models. Final pricing is tailored after a scoping workshop with our LSE team and aligned with your procurement process.
Compare engagement levels
Built for procurement, audit and IT security.
We support DDQs, RFPs and custom MSAs at every level. Each row below is detailed in our private commercial pack on request.
| Capability | Pilot | Scale | Enterprise |
|---|---|---|---|
| Capacity & scope | |||
| Active co-pilots | 1 | Up to 3 | Unlimited |
| End users | Up to 25 | Up to 250 | Unlimited |
| Use cases covered | 1 workflow | Departmental | Bank-wide |
| Integrations | |||
| SpeciCRED, SpeciVIM, Mobile Banking | Included | Included | Included |
| Core banking (Avaloq, OLYMPIC, Temenos, FNZ, Finnova) | Not included | Included | Included |
| Custom internal systems (CRM, ECM, ERP) | Not included | Up to 2 | Unlimited |
| Bring Your Own LLM (BYOLLM) | Hosted only | Optional | Customer-hosted |
| Deployment & security | |||
| On-premise / private cloud | Included | Included | Included |
| Air-gapped deployment | Not included | On request | Included |
| Data residency control | Standard | Customer | Customer |
| Penetration test cadence | Pilot scope | Annual | Quarterly |
| FINMA & audit evidence pack | Standard | Extended | Comprehensive |
| Service & support | |||
| LSE consultant | Embedded during pilot | Engagement manager | Named Partner |
| AI Lab squad | Shared | Dedicated | Dedicated + named TAM |
| SLA | Best-effort | 99.9% | 99.95% + 24/7 |
| Quarterly review | Not included | Included | Monthly |
| Co-pilot factory | Not included | Not included | Included |
| Commercial | |||
| Term | 90 days | Annual | Multi-year |
| Billing | One-off + success fee | Annual subscription | Multi-year subscription |
| Procurement support | Standard | DDQ + RFP | DDQ + RFP + custom MSA |
Need a side-by-side ROI model for your CFO? We share it under NDA after a discovery call.
Request the commercial pack →Security & compliance
Banking-grade controls, by design.
The SpeciTec AI Lab inherits the security posture of our software platform — the same one already trusted by Swiss private banks for credit and compliance.
On-premise by default
Inference runs inside your environment — private cloud, virtual private network or fully air-gapped data centers.
Bring Your Own LLM
Run your chosen models hosted by you. We integrate with Azure OpenAI, AWS Bedrock or fully self-hosted open-weights models.
Full auditability
Every prompt, retrieval and action is logged with the same audit posture as our software — ready for FINMA, internal audit and external auditors.
RBAC & data zoning
Role-based access aligned to your existing entitlements. Co-pilots only see what the requesting user is already allowed to see.
Data residency
Customer-controlled data residency, with deployments hosted in Switzerland, the EU or your jurisdiction of choice.
Banking-grade SDLC
Penetration testing, SAST/DAST, model evaluation and red-team exercises baked into every release of the AI Lab.
FAQ
Frequently asked questions.
Quick answers to the questions we hear most often. Need more detail? Our team is one message away.
Let's identify the agent that moves your needle.
A 30-minute discovery call to share what we are seeing across the industry and explore where AI can deliver measurable value for your bank.
