SpeciTec
Legal

Privacy Policy

Last updated: 25 March 2025

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy has been reviewed by a specialized contractor.

Interpretation and Definitions

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

  • Account means a unique account created for You to access our Service or parts of our Service.
  • Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to SpeciTec SA, Place de Pont-Rouge, 1212 Lancy.
  • Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
  • Country refers to: Switzerland.
  • Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
  • Personal Data is any information that relates to an identified or identifiable individual.
  • Service refers to the Website.
  • Service Provider means any natural or legal person who processes the data on behalf of the Company.
  • Third-party Social Media Service refers to any website or any social network website through which a User can log in or create an account to use the Service.
  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.
  • Website refers to SpeciTec SA, accessible from https://www.specitec.com.
  • You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service.

Collecting and Using Your Personal Data

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Address, State, Province, ZIP/Postal code, City
  • Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service.

  • Necessary / Essential Cookies — Session Cookies, administered by Us, essential to provide You with the services available through the Website.
  • Notice Acceptance Cookies — Persistent Cookies, administered by Us, identifying whether users have accepted the use of cookies on the Website.
  • Functionality Cookies — Persistent Cookies, administered by Us, allowing us to remember choices You make such as your language preference.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain our Service, including to monitor the usage of our Service.
  • To manage Your Account and Your registration as a user of the Service.
  • For the performance of a contract: development, compliance and undertaking of any contract with Us through the Service.
  • To contact You by email, telephone calls, SMS or other equivalent forms of electronic communication regarding updates or informative communications related to the functionalities, products or contracted services.
  • To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those You have already purchased or enquired about, unless You have opted out.
  • To manage Your requests and to attend to them.
  • For business transfers, in connection with a merger, divestiture, restructuring, reorganisation, dissolution or other sale or transfer of some or all of Our assets.
  • For other purposes such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and improving our Service.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. Without legal obligations, your data will be deleted after a period of one year. The Company will also retain Usage Data for internal analysis purposes for shorter periods, except when used to strengthen security or improve the functionality of Our Service.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. We may transfer your personal data to our partners, service providers, or affiliated companies located in other countries. Where required, appropriate safeguards such as standard contractual clauses are put in place. For more information on how we handle international data transfers, please contact us at dp@specitec.com.

Your Rights Over Your Personal Data

In accordance with the Swiss Federal Act on Data Protection (FADP) and the European General Data Protection Regulation (GDPR), you have specific rights regarding your personal data. You have the right to access, rectify or erase your data, as well as the right to restrict or object to its processing. You may also request data portability and, where processing is based on consent, withdraw it at any time. You also have the right to lodge a complaint with a supervisory authority.

To exercise these rights or request further information, please contact us at dp@specitec.com.

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data — for example by being ISO 27001 certified — we cannot guarantee its absolute security.

Children’s Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page and updating the “Last updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, you can reach our Data Protection contact by email:

dp@specitec.com
Recognition
  • Global Private Banker WealthTech Awards 2026 — Best Credit Solution of the Year — Winner

    Best Credit Solution of the Year

    Winner

    Global Private Banker WealthTech Awards 2026

  • Global Private Banker WealthTech Awards 2026 — AI Excellence in WealthTech Award, Overall — Highly Acclaimed

    AI Excellence in WealthTech

    Highly Acclaimed

    Global Private Banker WealthTech Awards 2026

  • WealthBriefing Swiss Awards 2026 — Winner, Risk Profiling Solution — SpeciTec SA

    Risk Profiling Solution

    Winner

    WealthBriefing Swiss Awards 2026