SpeciTec
Private banking client holding a smartphone with an elegant mobile banking app showing portfolio performance and a card module.
Mobile Banking

A premium mobile experience for HNW clients.

Secure portfolio access, RM messaging and document sharing — built for the standards of private banking.

A white-label mobile banking app delivered alongside SpeciCRED and SpeciVIM, sharing the same data layer and the same compliance guarantees.

Key benefits

Empower your clients with secure, personalized, always-on banking.

A premium mobile banking experience for private banks and wealth managers — engineered for the standards of high-net-worth clients and their relationship managers.

  • Dynamic portfolio & cash flow views
  • Mobile transfers, investment orders & client authorizations
  • Biometric authentication & e-signatures
  • Personalized alerts, insights & self-service options
Two premium smartphones on a marble surface — one shows a private banking portfolio dashboard, the other shows a biometric authentication screen.

Core capabilities

Designed for relationship-led banking.

Mobile-first features tailored to the realities of private banking — security, privacy and a flawless RM-client interaction.

Dynamic portfolio & cash flow views

Real-time portfolio and cash flow overview in a clear, interactive format. Clients track performance and liquidity at a glance and act with confidence — across asset classes and currencies.

Personalized alerts & self-service

Tailored alerts, insights and self-service tools keep clients informed and in control — threshold breaches, margin calls and document signatures pushed in real time to the client device.

Mobile transfers & client authorizations

Fast, secure mobile transfers, investment orders and authorizations. Clients act instantly and safely wherever they are — without compromising on the bank's controls.

Biometric authentication & e-signatures

Biometric login, device binding and embedded e-signature workflows aligned with FINMA expectations — clients sign and authenticate seamlessly with full audit trail.

Secure RM messaging

Encrypted chat between clients and their relationship managers with full audit trail, document sharing and integrated KYC collection through the SpeciVIM compliance backbone.

Tailored UX & custom branding

Fully customisable UX and branding — your bank's identity at every digital touchpoint, delivered as a native iOS and Android experience that feels uniquely yours.

Legal & security peace of mind

Designed for legal and security peace of mind.

Our mobile platform complies with GDPR, FINMA and the local regulations our private-bank clients operate under. With on-premise deployment, you keep full control of infrastructure, data access and auditability — minimising third-party risk while maximising compliance.

  • On-premise deployment — your infrastructure, your data
  • GDPR, FINMA and Swiss banking secrecy aligned
  • Full audit trail across messaging, transfers and signatures
  • MDM-ready native iOS and Android builds
Hands holding a tablet showing a private-banking compliance and audit dashboard, on a walnut desk with a leather folder.

One platform, three solutions

Mobile Banking is part of the SpeciTec platform.

Our Mobile Banking app shares the same architecture as SpeciCRED and SpeciVIM. Clients see live collateral and credit data, RMs handle compliance reviews, and your bank delivers a single, consistent experience.

FAQ

Frequently asked questions

Bring your private banking experience to mobile.

See the SpeciTec mobile banking app in your bank's brand.

Recognition
  • Global Private Banker WealthTech Awards 2026 — Best Credit Solution of the Year — Winner

    Best Credit Solution of the Year

    Winner

    Global Private Banker WealthTech Awards 2026

  • Global Private Banker WealthTech Awards 2026 — AI Excellence in WealthTech Award, Overall — Highly Acclaimed

    AI Excellence in WealthTech

    Highly Acclaimed

    Global Private Banker WealthTech Awards 2026

  • WealthBriefing Swiss Awards 2026 — Winner, Risk Profiling Solution — SpeciTec SA

    Risk Profiling Solution

    Winner

    WealthBriefing Swiss Awards 2026