A modular platform for private banking.
Start small. Scale smart.
Three products built around a single architecture: SpeciCRED for credit, SpeciVIM for compliance and CLM, and a white-label Mobile Banking app. Backed by 20+ years of private banking expertise and an open API-first integration model.
Why private banks pick SpeciTec
Twenty years of private-banking software, in numbers.
Outcomes our clients have measured — not aspirational figures. Each number reflects work delivered for production private-banking estates in Switzerland, MENA, APAC and the Americas.
150+
Private banks running SpeciTec products
20+
Years of private-banking specialisation
30 min
From kick-off to a live demo on your data
99.95 %
Platform uptime over the past 12 months
Products
Three solutions, one private banking platform.
Adopt them independently or as a suite. They share the same data layer, the same security posture and the same integration framework.
Credit & Risk Monitoring
SpeciCRED
Industry-standard credit, risk monitoring and Lombard application platform — real-time monitoring, automated margin calls, certified Temenos integration.
Discover SpeciCREDKey capabilities
- Real-time collateral coverage and exposure monitoring
- Automated margin calls with configurable escalation paths
- Lombard origination workflow with audit trail
- Certified Temenos Transact integration via Temenos Exchange
Compliance & CLM
SpeciVIM
End-to-end KYC, AML, KYT, sanctions screening and regulatory reporting — with on-premise AI structuring of unstructured data.
Discover SpeciVIMKey capabilities
- On-boarding, periodic review and exit in one client lifecycle
- Sanctions, PEP and adverse-media screening with case management
- Transaction monitoring (KYT) with rule-based and ML alerts
- Regulatory reporting templates aligned with FINMA, FATCA, CRS
Premium client experience
Mobile Banking
White-label mobile app for HNW clients — secure portfolio access, RM messaging and document workflows, on iOS and Android.
Discover Mobile BankingKey capabilities
- Bank-branded iOS and Android apps in 4 to 8 weeks
- Consolidated multi-custody portfolio view
- Encrypted RM chat with document signature workflows
- Biometric authentication and per-feature kill switches
Why SpeciTec
Four design principles, applied to every product.
These are the architectural commitments that make SpeciTec safe to deploy in regulated private-banking estates — and easy to operate once it's there.
Modular by design
Adopt one product, two, or all three. Each module owns its own data domain and ships its own release train, so a credit upgrade never blocks a compliance one.
The deepest expertise in our domains
Two decades spent building, hardening and operating credit, compliance and mobile-banking platforms in production — module by module, with private-banking specialists. Clients pick SpeciTec for that depth of know-how; the runtime (public cloud, private cloud or on-premise) is a deployment choice we adapt to your estate, not our brand promise.
Audit-ready out of the box
Every state change is journaled, every approval signed, every export traceable. Your auditors get the evidence they need without bespoke reporting.
Swiss-built, FINMA-aware
Designed in Geneva by people who have run private-banking IT for decades. FINMA Circulars, GDPR, MiFID II and FATCA are first-class citizens, not afterthoughts.
By role
What SpeciTec changes for the people doing the work.
The platform is built around three private-banking personas — and the daily wins each of them gets when SpeciTec replaces their fragmented spreadsheets and legacy screens.
Credit Officer
From end-of-day reconciliation to real-time control.
- Live collateral coverage on every Lombard line
- Margin-call workflow with auto-escalation, no email chains
- One-click stress test on FX, equity and rate shocks
Compliance Officer
From manual KYC reviews to evidence-based decisioning.
- Unified case file across KYC, KYT, sanctions and PEP screening
- AI-assisted document structuring on-premise — no data leaves the bank
- Pre-built regulatory reports for FINMA, FATCA and CRS
Relationship Manager
From four screens to one client view.
- Consolidated portfolio across custodians and asset classes
- Encrypted client chat with document signature in-app
- Pre-meeting briefs auto-generated from the latest positions
Open API architecture
Plug into your core banking ecosystem.
Native integrations with the platforms private banks already run — including a certified Temenos Transact connector via the Temenos Exchange.
Three architectural layers — domain APIs, an event bus for real-time updates, and a universal connector for batch and file-based legacy interfaces — keep SpeciTec independent from any single core banking vendor.
Trust & security
Built for the regulatory realities of private banking.
Security is a default, not a feature flag. Every deployment ships with the controls that private-banking auditors expect — and the documentation to prove it.
Read our trust commitments- ISO 27001 aligned
- FINMA-ready controls
- GDPR & nLPD compliant
- On-premise option
Services
Beyond the software.
Consulting and certification programs designed to make your teams autonomous on the SpeciTec platform.
See SpeciTec running on your data in 30 minutes.
Replace fragmented credit, compliance and mobile tools with one secure, audit-ready platform — already chosen by 150+ private banks. Book a tailored demo on a real-world use case from your bank, with no commitment.